Products and Services

Highlights

  • Disclosure up to 60 days prior to the effective date
  • Stop-loss rates are discounted based on our comprehensive list of evaluated PPO networks and UR/Large Case Management programs
  • Emerging cost containment strategies incorporated in pricing
  • Medical Underwriting available for Fully Insured groups
  • Streamlined and timely renewal processing
  • Adverse Benefit Determination Rider
  • Electronic commission payments available upon request

Specific Stop Loss

  • Specific Deductibles offered from $20,000 +
  • Annual maximums offered from $1,250,000 to unlimited
  • Contract basis available for new business: 12/12, 12/15, 12/18, 15/12, 18/12, 24/12
  • Contract basis available for renewal business: 12/12, 12/15, 12/18, 15/12, 18/12, 24/12
  • Minimum number of lives: 25
  • Terminal specific liability
  • Specific Advance Funding
  • No new laser option
  • Aggregating Specific

Aggregate Stop Loss

  • Flexible Corridors with 125% standard
  • Per Policy Period Maximum available: $1,000,000. Other options available upon request.
  • Contract basis: 12/12, 12/15, 12/18, 15/12, 18/12, 24/12
  • Aggregating terminal liability
  • Monthly aggregate accommodation

*Variations and alternatives are available to tailor the product to each individual client’s needs. Please contact your underwriter for details.